Profit Sharing System for Small Business In order to Income Maximum Profit

Profit sharing system for small businesses - Running a business certainly requires funds or capital as the initial lubricant of the business. Sometimes, this fund is one of the obstacles for people who want to run a business. Actually, not only can you get money from savings or loan results only. You who have minimal funds, can take advantage of the system for the results as one of the best solutions to build or even grow your business. A profit-sharing system for small businesses   this is often applied by business people who are constrained by the funds.

Know the Profit Sharing System for Small Business

Small business actors who are constrained by funds / venture capital may consider this option. It is expected that with good cooperation between investors and small entrepreneurs will be mutually beneficial to both parties.
We need to know that in the business of profit-sharing cooperation, there are three types of business partners involved where each person gets a different share of the profits from each other.

Here's the review:

1. Giver Capital and Coworkers

In a profit-sharing system for small businesses , you will meet people who play a role as a provider of capital but also as a co-worker or an active employee. If there are people in this position, then he will get two income.

First salary as an active co-worker or employee. Salaries can be paid at the beginning or end of the month, like most office employees. While as a lender of capital, he will also get a dividend.

Dividends are the net profit earned after cutting income at various expenses such as next year's investment and operating costs. Unlike salary, this dividend is usually calculated per year.
 

For the distribution, adjusted for the percentage of capital invested by each of the capitalists at the beginning of business or business establishment.

 

 

 

 

  

2. Provider of Equity in Shares

Giver capital in the form of shares usually do not participate in taking care of the business to be run. This business partner can be called an investor.

Profit sharing obtained by investors in this cooperation is only dividend and not based on capital ownership. Before starting a business or joint venture sharing effort, the two parties will enter into an agreement first, including discussing the agreed percentage of profit sharing.

Whether using 50:50 or 40:60 for capital owners. In Islam, the profit-sharing system for this type of small business is called mudaraba .

3. Capital Provider in the Form of Debt

This profit sharing system is almost the same as the investor that has been described in the first point earlier. The difference is, the giver gives the capital capital in the form of debt.

Because of the debt, of course in the calculation there will be principal debt, interest and also maturity. The title for this business partner is the creditor. One more thing that distinguishes it with investors is, if the business run fails then the creditor will not bear the risk.

Profit sharing itself is done by paying the principal of the debt along with the interest at a predetermined time. The amount of interest has also been set or disepekati before. Because it is debt and has been through agreement, if payment has past the maturity period, then the interest will also increase.

In a profit-sharing system for this one small business, you must be more careful and conscientious in making deals and choosing a creditor. This is important to do because it will determine the continuity of the business run. You and your business partner should be equally benefited by the agreement.

Pillar of Business Sharing Agreement

In addition, before opening a business, you and your business partner must also know the principal or pillar of the profit-sharing system business agreement. In the implementation, there are at least 4 main pillars that must be known, such as;

1. The existence of capital cooperation, where there is a mudaraba (investor provides the overall capital or 100%) and musharaka (both phak mutual funds for business activities that will be done)
2. There is a business activity, where both parties must ensure that the profit-sharing system for the small business undertaken is actually channeled to the business activities agreed upon in the agreement
3. Have a time share of profit sharing for the parties concerned
4. There is a profit-sharing agreement that can apply one of the two principles that exist, namely for profit sharing and revenue sharing .
5. Those are some things you need to know and prepare before starting a profit-sharing system for small businesses . This system will really help you in starting a business, especially if you have very limited funds. By partnering, both parties will benefit equally.